My Roadmap: Building a Secure Life in Japan After 40

At 52, I’ve declared: within 10 years, I will achieve financial independence in Japan — and share everything I learn with you.

Read My First Reflection

Why This Roadmap?

Most relocation guides stop at visas and housing. But what happens after you arrive? My roadmap goes further: how to manage money, healthcare, housing, and daily life in Japan — the way Japanese families actually build security.

Roadmap　Themes

  1. 💴 Money Basics – Opening bank accounts, safe transfers, building savings.

  2. 🏥 Healthcare & Insurance – NHI, private insurance, long-term peace of mind.

  3. 📈 Saving & Investing – NISA, iDeCo, safe and steady wealth-building.

  4. 🏠 Housing & Cost of Living – Renting, buying, and living affordably in Japan.

  5. 🚗 Driving & Transportation – License conversion, car costs, safe travel.

  6. 🌱 Growth & Independence – Side income, consulting, financial freedom.

My 10-Year Declaration

At 52, I’m declaring my 10-year goal: to achieve financial independence in Japan. This blog is both my guide for expats over 40 and my personal proof. If you’ve ever thought it’s too late, I want to show you it’s not.

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